Who pays the medical bills if you are involved in an auto accident where the at fault party has insurance and i was a passenger in car that was hit?

Who pays the medical bills if you are involved in an auto accident where the at fault party has insurance and i was a passenger in car that was hit?

Who pays the medical bills if you are involved in an auto accident where the at fault party has insurance and i was a passenger in car that was hit?Most states require auto owners to maintain “no-fault” coverage; it is sometimes referred to as “Individual Injury Protection”. It is a first-party coverage, which means that one maintains it for their own benefit.

No-fault coverage pays a percentage of the medical expenses and lost wages sustained by an injured part in an auto collision, and benefits are payable irrespective of fault. That is, your own coverage pays benefits even if you caused the collision.

Depending upon the state in which the policy is issues, a deductible of some amount may be permitted. A deductible is the amount which the insured is responsible for paying before insurance benefits are triggered.

A similar coverage, which pays over and above no-fault is called “medical payments” coverage. An extra premium is charged for this because it is an optional coverage. It also is a first-party coverage which pays irrespective of fault.

What happens when you are involved in an auto accident and it is your fault and you have no auto insurance?

The person can sue you for the damages. Garnishing your wages or property. In many states in Georgia you can also face criminal prosecution including fines and time in jail.

If a pedestrian is found at fault in an accident involving a car and pedestrian which insurance would pay the medical bills – the auto insurance or the pedestrian’s health insurance?

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Since Pedestrians always have the Right of Way, It is very infrequent if not unlikely to find them at fault unless fraud or gross negligence can be established. Traditionally The drivers liability insurance will pay their medical bills..
Response .
It depends on your state’s laws, but typically — and strangely enough — you’ll find that the auto insurance will cover the pedestrian’s medical bills. On the other mitt, if your state doesn’t require you to carry medical coverage (either Medpay or PIP) on your car insurance, the pedestrian might have to go to his or her health carrier..
The reasoning behind this is that, despite liability, it’s against public policy to not cover the medical bills of a pedestrian hit by an automobile. If auto insurance didn’t pick up those bills, it would have a cascade effect on all the medical providers and vendors who attended the pedestrian.

Does the other insurance company have to pay for all medical bills if the accident was their client’s fault?

Depends on what state you are in and what your state’s laws are. If you’re in a no fault state, your insurance will pay for all of your medical bills no matter who is at fault.

If a passenger died in a car accident where it was determined the other driver was at fault whose insurance pays the victim’s family?

In most states, the law would hold both parties responsible. Therefore, both companies would be liable for any judgment rendered. The extent of each could be determined by the policies and/or the court. That would not mean that the victims family could not file a lawsuit.

How much do rates increase if only medical bills are claimed for a passenger in a no-fault accident with a 3rd party driver?

this is dependant on the underwriting rules of the state, in MO where i am there cannot be a rate increase for med pay (only) claims……contact your insurer’spolicy services deptand ask them…….

If you were in a car accident and the other person was at fault should her insurance pay for your rental car medical bills and all of your repairs?

yes, assuming the are allaccident relatedand she is 100% negligent, and therfore liable/responsible for your damages…….if a specific problem with some of this give more details and i can be of more assistance….. It also depends on whether your state is a “no fault” state or not. In a “no fault” state, the parties involved in an auto accident are automatically reimbursed by their own insurance company. However, it is still possible for the victim of an auto accident to receive extra compensation for certain damages (i.e. medical expenses, agony and suffering, economic losses, etc.). If the accident victim’s auto insurance policy does not cover the amount of damages they’ve sustained, they may want to consider legal act against the at fault driver. However, this all depends on the state the accident victim lives in and the amount/type of damages sustained.

Does the liability coverage on your auto insurance cover you against a liability exposure if you are at fault in an accident and a passenger in your car is killed in the accident?

It should, up to the amount of the policy. It is possible that your liability could exceed that amount, particularly if you had only “legal minimum”. And I suppose there could be some situations spelled out in your policy, maybe DUI or commission of a crime, that might create an exception. There may also be an issue if the passenger is a member of your household. #Two answ: Better read your insurance policy. Most liability insurance covers ONLY the person and property of another vehicle and not your own ESPECIALLY if you are at fault. .
In the UK – the response is plain. Your insurance will cover you for all injuries including a fatality to a passenger in your car. If there was a deliberate act your motor insurer may wish to recoup any compensation payment for the fatality. See the related link entitled “car accidents caused by family members” to see how your insurer might investigate if suspicious circumstances are suspected due to a family relationship.

In California if you do not have auto insurance and you are involved in an accident that is not your fault does the insured at fault have to pay your medical and or anguish and suffering?

Response .
California law restricts owners and operators of motor vehicles injured in a motor vehicle accident from recovering compensation for ache, suffering, inconvenience, physical impairment, disfigurement, and other non-pecuniary damages if the injured person was not insured at the time of the accident

If your wifey had an accident and she was not on your insurance and was driving a rental car that had sui and cdw but no pai for medical injury who pays your auto-ins rental-ins or medical-ins?

Reaction .
Your medical insurance will most likely pay; however, you will have to put in a claim to the other insurances very first and get a written copy of denial before your medical insurance pays on a car accident. Make sure your doctors’ billing offices have those instructions. I fought the charges from a surgery for 6 years before the hospital admitted they messed up the billing procedure.

Who pays the medical bills in an accident on a motorcycle for the passenger?

If no other vehicles were involved in this accident, the insurance company of the motorcycle driver has to cover the medical bills of the passenger who was injured.

Involved in a not-at-fault accident is it your fault or the proprietor’s for driving their uninsured car if you thought it was insured?

Ultimately, the driver is responsible for everything that that is caused by or contributed to while the driver is in the vehicle. Lights don’t work? Drivers fault. Not insured? Drivers fault. ReactionIf you drive a car that is not insured you can be ticketed for that. If you were not at fault in the accident then hopefully the other driver had insurance otherwise the harm to your friends car will have to be paid out of pocket. If that were the case then you could attempt to take the at fault driver to court. It is the responsibility of the holder of the vehicle to have the vehicle insured. ResponseThe law clearly states that it is the driver’s resposibility to make sure that the vehicle he/she is driving is decently insured and there are no acceptions, you will be ticketed.

You missed your insurance payment by two days had an accident that was not your fault is the other party pay for damages to your car through their insurance?

Reaction .
If you are truly not at fault and the other insurance company is admitting liability then you should have no problem. As a side note I have heard of periodic rumblings that some states may enact a “pay to play” law. This would mean that even the “not at fault” party in an accident would have to have a valid insurance policy at the time of the accident in order to receive payment from the “at fault” driver’s policy.

Who pays the medical bills if you are involved in an auto accident where the at fault party has insurance and i was a passenger in car that was hit?

Do you have to pay a deductible if your car is involved in a hit and run accident?

Response .
If the party who caused the accident is not located, then you very likely will have to fork over your standard deductible.

Who pays the medical bill if you are involved in an accident where the at fault party is uninsured and you don’t have uninsured motorist coverage but you do have medical insurance?

This is a excellent question. My spouse was hit by a car while on his motorcycle last June. He DID NOT have uninsured motorist on his bike and the woman had no insurance at all, so unluckily we could not go after her for any money. He was in the hospital for one month, 8 surgeries and is still incapable to walk like he used to and may never be able to. He lives in constant agony and because we did not have uninsured motorist coverage on the bike, we are at a loss. However, I am attempting to use my auto insurance to attempt to recoup some money. My hubby’s health insur. paid the hospital bill of over $300.000.00, but now has a lien on my home for the remaining balance of $165,000.00. My attorney is in negotiations to get that waived. We did recoup $25,000.00 from the proprietor of the car she was driving’s insurance, but Blue Cross is taking that, we do not get a penney. My attorney never advised me to use my medical coverage of my insurance, so I don’t know if that could help or not. Maybe I’ll attempt that route too!!.

Related video:

Hope I’ve been of some help..
Check your auto insurance policy to see if you have medical payments that will pay your medical expense up to $ amount. If you do, then your insurance company will pay up to the $ amount. Or, if you do not have auto medical insurance, have your regular medical insurance pay..
Reaction .
The person at fault needs to pay your bill. You need to take him to court and have his wages garnished for your bills. If that is not a possibility for you, then your medical insurance should cover it. ResponseAlso, check with your insurance agent regarding the extra medical coverage you may have purchased along with your auto insurance policy. Most have some.

If you are in an accident and it is your fault does your insurance pay for both cars?

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Response .
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No lovey not if your the one at fault… Insurance only covers the other person if your at fault sorry honey……
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It depends on what insurance coverage you have. The liability coverage that all states require you to carry on any registered vehicle will cover the other person’s harm. If you also purchased collision insurance, that will pay for your vehicle (less the deductable).

Who do you sue if you are involved in an auto accident and the at fault party had no insurance?

You will undoubtedly want to seek the advice of an attorney. Just because the at fault driver doesn’t have insurance, doesn’t mean they are not responsible for damages. If you have a strong case, you may wish to stir forward with a lawsuit – to which there may be an out-of-court settlement. If the person you’re planning to sue doesn’t have any money, you may just be spinning your wheels because they won’t even have the funds to pay any settlement. Choose your battle.

What if the other party admits fault but the accident report says you are at fault will the other party’s insurance pay since the party admitted to fault?

Response Guilty in accident-incorrect .
GET IT IN WRITING!!! Having an oral admission of guilt from the guilty party when YOU are on the report as the guilty party doesn’t mean a thing.

Who pays the medical bills for passengers who are involved in an accident where the at fault party is uninsured and you don’t have uninsured motori?

Each person is responsible for their own medical expenses. Eachinjured person can bring suit against the person who is at faulteven however they did not have insurance. They are still theresponsible party whether or not they had insurance. Good Luckthough.

If you were involved in a multi car accident and you were not at fault does the party at fault have to pay for your damages?

I was in a Trio car accident. An uninsured motorist hit the car in front of me, the 2nd vehicle (who has insurance) then hit my car. Doesn’t the car who hit me become responsible for my damages? ReactionYes, the at fault party is responsible for your damages. ResponseKeep in mind, in multi vehicle accidents, usually, the responsible party’s insurance co. prorates the amounts paid (up to the policy’s limit) among the claimants, meaning that at the end you may still be owed money, which the only way to collect is if you sue the person at fault for the accident.

Related video:

If you have a suspended license and total coverage insurance and get involved in a single car accident due to medical reasons will the insurance company pay?

Reaction .
Maybe, it will depended on the policy wording and exclusions, you need to turn the claim in for a decision.

My client was involved in an auto accident and the at fault party only had minimum policy boundaries and we need to ask the medical providers to waive their bills. How do I write the letter?

Response .
I work for a medical provider myself and dude dont worry if u get away with this in the court of law medical providers generally bill it to the medical insurances but for a letter i dont think it will help.

You were recently in a car accident their insurance company went with a 5050 split you got your insurance company involved and they found the other party 100 at fault what is the next step?

Reaction .
Let your insurance company know everything that you know about the accident and about what the other person’s insurance company has proposed, and then let your insurance company treat the rest. If the other person was 100% at fault for the accident, your insurance company has a very powerful incentive to reject the counter-party settlement suggest of a 50/50 split..
Reaction .
Let your insurance company know everything that you know about the accident and about what the other person’s insurance company has proposed, and then let your insurance company treat the rest. If the other person was 100% at fault for the accident, your insurance company has a very powerful incentive to reject the counter-party settlement suggest of a 50/50 split.

My truck was hit I have no insurance I know I was not at fault will the fault party insurance pay for my damages?

Reaction .
Most likely not as the vehicle should not have been on the road at the time and you may get charged for driving without insurance. If it was in a parking lot you may be able to sue them in court to get your damages covered.

If you are buzzed but have an accident and the other party was at fault will insurance pay for your car damages?

NO your insurance will not pay because you were drinking and driving which is ILLEGAL. You were at fault. It doesnt matter if you were stopped and the other person hit you you were still driving under the influence. YOU SHOULD GO TO JAIL.

At fault party of an accident lied to police about insurance who do you report this to so that they will have to pay fine?

You should call and report this to the police. Also, you should contact your insurance company and advise them about this. If you carry uninsured motorist coverage on your policy, and can prove to your company that the other person is uninsured, your company will pay to have your car repaired and send the bill to the uninsured person.

Who pays the medical bills if you are involved in an auto accident where the at fault party has insurance and i was a passenger in car that was hit?

Does the insurance company pay medical bills if involved in an accident?

Depending on the type of accident and sometimes who is responsible but generally yes..
Please, next time, read the fine print of your contract.

Does both parties involved in an accident need auto insurance?

Response .
As with all such matters, you should consult a legal professional to protect you rights. Generally, YES both VEHICLES should be insured (but that requirement may vary in some states). Drivers are NOT usually insured unless they hold special vehicle licenses or have individual umbrella coverage. But drivers should be ready to present proof of coverage for the vehicles they are driving; when requested by law enforcement officials and other drivers after an accident.

You were involved in an accident and the dirver hit you from behind sending you into the car in front of you now that insurance company wants you to pay for the repairs what should you do?

Typically that is the way it works, They car behind who hit yourcar pays for your damages and the car in front that you hit will becovered by your insurance.

Will individual medical insurance or car insurance pay medical expenses in an auto accident?

Your choice, depending on which coverage is better. Attempt the auto insurance very first. but recall, their job is to minimize costs, and sometimes you have to go where they send you. they may have thresholds depending on the policy and state laws. your medical coverage is designed to cut costs by keeping you alive and healthy to keep paying them. they don’t make money off dead people or people too sick to work and keep coverage. they will usually end up paying for long term issues, especially if they don’t pop up right away or if a pre existing conditioned is worsed. how much wor$e is the back anguish, truly? you should go through the auto insurance if its drastic, expensive, extensive care. if its minor aches and agony just pay your Ten$ or $20 copay and go to your primary care physician (your doctor). if you get hurt in an accident, go to the closest hospital right away, don’t delay or the ins co may attempt to loophole out of paying you, thinking scam alert. i once tapped a duo in their 50’s when i was 16 and only driving for a few months. he slammed on his cracks after realizing he was about to miss his turn. at 20 miles in a 25 (it was 200 yards after a turn) i hit a pile of moist leaves next to a stone wall and skidded into them. i was sited no fault as i could not get off the road or go into opposing traffic (why they stopped). they were complaining about how hard i hit them and she was telling he already had a bad back and now this. the office on the scene asked them did they want him to call them an ambulance to take them to a hospital. She said right away no, they were going to their own doctor. after they left the cop told me they would be trouble. but they were denied due to lack of physical proof and officer testimony. so the moral is because some scam, they reason all are potential scammers until proven actually hurt.

If you are a passenger in another persons automobile and you sustain injuries in an accident whose insurance pays for medical bills?

The insurers of the driver who was deemed to be at fault for the accident.

Related video:

If you an uninsured motorist were involved in an accident that wasn’t my fault will the guilty party’s insurance pay for a rental car for you?

Your question is confusing. The way I read it, the one that caused the accident was uninsured, so how can that person’s insurance company pay for your rental car? He has no insurance company.

Auto insurer denies to pay total amount of at fault accident?

There could be a duo of reasons why the Auto Insurer is refusing to pay total amount of at fault accident:.
a) There would be a deductible condition in the policy – which would mean that you will have to bear or pay the deductible amount out of your pocket..
b) If this is the claim amount for the vehicle – it would be a part applied to depreciations of the vehicle..
c) If the claim is above the total coverage (limit of Liability) the insurer might have paid his share up to this limit and so you would be responsible for the amount which is above this..
Recall that the insurer would not deny to pay you once he has admitted liability unless it is not payable as per the policy condition. Please go through the policy conditions and asked the insurer for his reasons of non-payment.

If you are involved in an accident with a person who has no insurance and they are at fault does your insurance pay for repairs to your vehicle?

Only if you have Uninsured or Under-insured motorists coverage. If so, your insurance company will pay the damages and will legally pursue the other party to recover the funds.

What is the consequences of not paying medical bills after receiving an insurance settlement when you’re the passenger in the accident?

You used medical services and you intended to not pay the people who rendered those services? Do you believe they will simply overlook your non-payment? Response: While you are not obligated to pay out of the settlement (Side note: looks like they should have sent that portion in for you to pay the people what they are due because you are to sorry to do so) You will still be obligated to pay them for providing you with medical service. They will either sue you, garnish your wages, or your bank account.

Rear end accident not at fault party can the insurance company of the at fault party legally deny to pay any medical bills until claim is lodged?

It’s been my practice the reaction is yes. We also were rear ended, the other party was downright and totally at fault. This caused me to have to get a lawyer as the insurance company was not paying the medical bills that were accumulating which I would have ultimately been responsible for. The Dr’s were not interested in treating as well because they weren’t getting paid. Having a lawyer assure’s that the Dr’s will be paid, you will get the treatment you need and you will not be responsible for the expensive medical bills. It also simplifies the billing process. If you receive a bill at home put it in the mail it goes to the lawyer. You will not have to spend hours on the phone attempting to figure out who is billing who or lose sleep over whether or not you would have to be responsible for the giant expenses. The insurance company won’t pay out until you have a medical release, but how are you going to get a medical release if they won’t pay for the treatment. Makes no sense.

Can you file a claim on both insurance companies yours and the party at fault in an auto accident?

Yes, you can. However, ultimately it is the at fault party’s insurance company that will pay for the claim. In such a case, you will file a claim under your collision coverage and be subjected to the deductible. Once the claim is lodged, your company will subrogate the loss with the other company(i.e. get reimbursed). Once that happens, you will be provided your deductible back. If you go through the at fault party’s policy, you would file the claim under the property harm of the policy.

What if you was in a auto accident and you are not at fault but you do not have auto insurance?

Laws may vary state to state. In Georgia it is a criminal offense to drive without auto insurance. Albeit you may not be held liable for property harm or bodily injury to another party, you may face legal act including fines and possible jail time.

Who pays the medical bills if you are involved in an auto accident where the at fault party has insurance and i was a passenger in car that was hit?

What auto insurance do you bill if you where a passenger in auto accident?

You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn’t then the at fault drivers insurance would cover it.

Where do I get help to pay for my car accidents and insurance in hit and run?

Generally, you cannot, in the absence of collision or uninsured motorist coverage. If the hit and run driver is eventually identified you may be able to sue them personally. Both collision coverage and uninsured motorist coverage are “first-party” coverages, meaning that they cover your own vehicle. Collision coverage provides property harm for your own vehicle irrespective of fault for the collision. It is normally subject to a deductible, meaning there will be an amount that you will have to pay out of pocket. You will have to check your policy, or with your insurance agent, to see if you have the coverage, because it is generally not mandatory. That said, if the vehicle is financed, the entity through which you financed it may have required that you get collision coverage to protect the collateral. If you did not, the company that financed the car may have obtained “force-placed” coverage for you and charged your account the premium for it. Therefore, you should contact the finance company and determine if it did and if so, get the specifics on the coverage so that you can make a claim. Uninsured motorist coverage provides benefits to you if you were injured (usually there is a requirement of permanency, but state law controls) by the negligence of an uninsured driver. It does not provide any property harm benefits, so depending upon the damages that you sustained, it may be moot whether you have it or not. If your state requires you to maintain liability coverage on your car, it will generally also require that your insurer have suggested you the chance to buy or to waive the purchase of uninsured motorist coverage.

Will your auto insurance policy pay for your medical bills?

Possibly if they are auto accident related. Also, if you have Med Pay on your own insurance.. any other bills that may not cover on the at-fault drivers’ insurance, can fall back on yours but your rate won’t increase if you’re found not at fault.

Can your car insurance cover your medical if you were involved in a motorcycle accident?

If your motorcycle was a scheduled vehicle on your Insurance Policy then you should be covered. If you were on someone Else’s Motorcycle then their insurance policy should cover your medical. If neither coverage is available then you could look to your major medical policy or HMO for medical coverage.

Will auto insurance cover medical bills from an auto accident?

Yes. Most states require that the registrant of an auto to maintain a type of coverage to pay for his/her own medical expenses and a portion of lost wages as a result of a collision. This is generally payable without regard to fault for the collision and is payable under the injured party’s own policy. Since fault is not an inssue, it is usually called “no-fault coverage”. All policies of insurance have exceptions and exclusions, depending upon the circumstances of the occurrence. Therefore, albeit coverage is generally provided, the circumstances of a particular case may give the insurer a defense to payment.

Can a insurance company not pay the claim on a auto accident and the passenger died?

There are legitimate reasons why an insurance company would deny a claim. If you were in the accident as the result of an illegal act for example, you had no license or a suspended license, etc.

What do you do if you get into a car accident and have no insurance and your at fault?

Beg and Pay. You will be responsible for all costs associated with the accident. If you don’t have the funds to pay the entire claim the more than likely the other party will file the claim on their uninsured motorist section of their auto policy. The UM will act as your insurance would have if you had insurance. They will then come after you for all amounts paid, plus interest, legal fees, and collection costs. In order to keep the legal and collection costs at a minimum you should attempt and work out a payment plan with the insurance company. Depending on the state you live in you will very likely face severe penalties, fines, and loss of your license. Some states will take your license until the amount owed is paid in utter. You may be able to get a limited permit to go back and forward to work only.

Can a passenger in my vehicle come after my insurance company after an accident that was not my fault and the car that hit us had insurance?

If you have medical, yes because your medical under your car insurance covers your passengers, regardless of fault.

Who pays for agony and suffering when the person responsible for the car accident doesn’t have enough insurance to even pay for your medical bills?

generally, it would be from your “uninsured/under-insured motorist” coverage. You wind up suing your own insurance company to collect. If the uninsured motorist coverage on your private auto policy is not enough, you may also be able to tap the uninsured motorist coverage under your umbrella policy (if you have one). Now, if you live in a “no-fault” state you can tap the “individual injury protection” or something similar (different states call if different things). If you are in this situation, I’d very suggest you consult an experienced lawyer. ResponseYou would have to sue the responsible party in the accident for anguish and suffering. If they are insured for liability and you can prove agony and suffering in court, then their insurance company would pay a court judgement up to the policy boundaries. If they are not insured for it then you would very first have to pay your own lawyer expenses and you could get a judgement against the responsible driver with which you could then seek wage garnishments and property liens to recoup your loss.

What if you are hit in a car accident and you are at fault and the person who hit you has no insurance?

In case of Car accident if your car is having valid insurancepolicy at the time of accident then you are liable to get the claimfor the loss. While different companies have different disbursementpolicies and depreciation charts which would be followed for claimsettlement process. Turtlemint car insurance offers a faredepreciation chart and effortless claim process which simplifies thecomplete process and helps to get the tasks done hassle-free

How does no fault auto insurance work if you hit a parked car?

No Fault insurance ONLY deals with medical injuries to you if you are driving. No Fault has nothing to do with property harm liability. If you hit a parked car, then your Property Harm Liability coverage would pay to repair the parked car and your own Collision coverage (if you have it…it’s optional) would pay to repair your car.

What if you failed to get the insurance information of the party at fault in a car accident?

If you failed to contact the police after the accident you may be in serious trouble here. You have no proof that an accident even occurred except for the harm to your vehicle. Do you know the other party? If not why would you permit them to leave without getting some information from them? This sounds fishy to me and I’m sure it will to your insurance company as well. Unless you plan to just pay for it yourself, I would recommend that you tell the company the entire truth in the matter and not attempt to make up something to help a friend as they have seen it all.

Does your insurance pay PIP for passangers involved in auto accident?

This will be determined by the state laws and your policy. In Georgia, for example, a civil attorney looking for an office, promised to reduce auto insurance rates by 15%. Since he had no real skill about insurance, business, or much anything else, all he did to reduce rates was to do away with PIP Coverage which was a valuable coverage. By wiping out PIP coverage he diminished the rates but left behind to tell people about the loss of coverage.

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