Can you have Two different auto insurances on two different cars?
Yes you most certainly can. I am fortunate enough to have four cars in my garage and they are all insured with different insurance companies
Can you have two different insurance companies on two different cars that you own?
YIKES! In theory, yes. However, what a mess you are setting yourself up for. For example: which policy’s liability coverage will cover you for your liability when driving another vehicle (ie: rental car, friend’s car); which policy’s uninsured motorist’s coverage will provide coverage in same screenplay; which policy will react when you are a pedestrian and you are injured and your state requires your P.I.P. coverage to pay very first? I would NOT suggest you get two different companies!
What is the difference inbetween standard and non-standard auto insurance?
Standard insurance is for drivers with very few violations, claims or cancellations of previous policies. In most cases, these drivers have better insurance (or credit) scores. Based on these characteristics, standard insurance premiums are much less than non-standard insurance premiums. Non-standard insurance, on the other forearm, is for those with major violations, prior cancellations, prior claims, no prior insurance coverage amongst other things. These insurance policies, most likely, are for minimum coverage.
What is the difference inbetween minimum and total coverage with auto insurance?
Minimum coverage is the minimum amount of insurance required by law. Utter coverage is the total package from the insurer, insuring everything they suggest to cover.
Are auto insurance rates different for smokers and non-smokers?
Maybe, I know of at least one company that offers a lower rate to a non-smoker.
Is there a difference inbetween lapsed and cancelled auto insurance?
Termination of an insurance contract before its expiration date, by either the insurance company or the policyholder..
Lapsed Insurance Policy.
When a policyholder fails to pay the due premiums, his or her insurance will get cancelled. These are referred to as a lapsed insurance policies.
Can you register and then insure your car under two different people?
Yes, there can be two or more co-owners to a vehicle. Insurance ofa vehicle can also belong to two or more individuals.
What are the different types of auto insurance?
Liability – pays for damages you caused to another auto or person(medical)..
Total Coverage (Comprehensive) – Includes Liability plus covers your vehicle for theft, fire and collision..
There may also be other coverages on an auto policy, depending on your state, such as PIP.
Can you have two auto insurance policy on one car?
can anybody tell me if its possible (and legal) to have two car insurance policies on the same car? can anybody tell me if its possible (and legal) to have two car insurance policies on the same car?
I want to insure two different cars on one policy?
You can do it. Just tell your insurance company. Its exactly the same as insuring one car, it will cost a little more im sure but that’s about the only difference.
Can two people have the same Car insurance policy but live in different household?
Two people in separate households can have the same insurancepolicy. Usually, you can give the insurance company separategaraging addresses.
Can you and your spouse have different car insurance company?
Certainly! However, bear in mind that doing so may keep your premiums higher than if you had the same company and got a “multi-car discount” applied.
Can you insure different cars with different insurance companies?
Sure you can, albeit it may be cheaper to insure with the same company since most insurance companies suggest multi car discounts.
Can I have two different life insurance from two different companies?
Yes, you can obtain as much life insurance as you wish from as many companies as you wish. Given that insurance companies don’t always stay around, splitting it up inbetween different companies makes good sense. ReactionYes, you can have as many life insurance policies from as many life insurance companies that you want. Each company you are insured with would have to honor their contract and provide death benefits to your family in case of your death, provided your premiums are paid. ReactionYou can purchase numerous policies but when it is underwritten, the extra life insurance company will underwrite the fresh policy with adding up the benefits of the other policies and perform health exams based on those totals and not just of the individual policy.
Can you have both an sr22 and regular car insurance by Two different companies?
“SR22 Insurance” is just regular “Auto Insurance”, they are the same thing. One just has an sr22 endorsement..
Yes you can have more than one auto insurance policy if your choose on the same vehicle. However, you can not receive dual compensation on a loss. That would be insurance fraud.
Can you have renter’s insurance with a different company than your auto insurance?
Yes, you can. However, you may want to shop around since many companies will give you a discount when you have numerous products with them. Also, should you have an event that involves both, then you have to only deal with one company.
CAN you GET TWO different car insurance on same name legally?
Depends if the Insurance is for the same car or different? .
If it is for two different cars..then it makes sense, and it is legal.But for the same vehicle…It would certainly be looked upon with suspicion,since it does not make sense to insure the same car twice with two different insurers.In the event of a claim,you will certainly not be able to claim for the same accident …from two companies!.
Speak to your present insurer or your broker for further clarification on this legislation..
By Syed Amir Ul Haq LLB Hons .[email protected]
Can two different people have an insurance policy on the same car?
Yes they can. Two people may have an insurable interest in a carand thus have a policy each.
Can you be covered for auto insurance under two different auto policies?
Numerous Auto Insurance Policies. Yes it is not uncommon, you can have numerous Auto Policies in place. But you can not receive dual compensation as that would be illegal. If you wound up with Two policies by accident and you intended to cancel one then the newer policy is considered primary. If you have numerous policies for extra protection then you need to rely on policy language, intent and purpose as well as your state regulation to determine which policy is primary. Your agent should be able to clarify this for you. In most US State jurisdictions if both policies are valid and policy language does not specify position then by default the policy with the broadest scope of coverage becomes primary and the other secondary coverage. Secondary coverage invokes when the boundaries of the primary policy are weakened. When economy is an issue it usually is cheaper to combine coverages with a single auto policy. Extended coverage may be better served by a individual umbrella policy. ResponseSince auto insurance typically cover a vehicle, I am assuming you are using an example in which you are driving another vehicle insured by someone else. You, yourself, also carry insurance. In this case, then the vehicle involved with the accident will be the primary insurance in the claim. Your policy would be the secondary. If you what you mean is that you have accidentally gotten two different policies for two different cars, then you need to combine everything and have one policy for all cars in the household that you own. I know that there are times when a dealership has you get insurance to get off of the lot…or your agent isn’t available…but you need one policy for all of your possessed vehicles. If you have numerous policies for your cars, you could have claim problems and coverage conflicts, as each policy could have different thresholds and coverages. If what you’re telling is that you have two different policies for the same car, then you will certainly have claim issues, as all carriers report all claims to CLUE (Comprehensive Loss Underwriting Exchange) and will see your claims for the same vehicle under a different policy. It could be considered fraud and you could get into some hot water, as the claims unit may think you’re attempting to build up a dual claim benefit from one incident. this is specifically prohibited if you read the policy contract wording in those many pages you get with the package of papers at each renewal. You indeed should have ONE policy. Hope this helps…
If you have your own auto insurance policy for a different car will you be covered if you drive a car not on your policy?
If the vehicle not listed on the policy is a fresh car that you have recently purchased, you generally have 30 to notify your insurance company of the switch. If the vehicle you are driving is just a friends car then, no. Insurance is primary to the vehicle and it is significant that the proprietor of the car have insurance on it and that any drivers of the car be listed as covered on their policy. There are exceptions to everything and these rules will vary by company. It’s best to check directly with your insurance company for questions like this.
Can a car be insured by two different companies at the same time?
Yes, you can buy as many insurance policies as you like. But youcan not make the same claim with numerous companies for the sameloss or that could potentially constitute a fraud. Your mainInsurance policy ( typically that with the broadest coverage wouldbe considered your primary coverage. Other policies (TrailingCoverage) can invoke if the loss you suffer exceeds the boundaries ofthe Primary Policy.
Can you insure a car under two different insurers?
No. If you have an accident with $5000 in harm, you will receive only that amount – you can’t have three different insurance policies, for example and expect to get $5000 from each.
In NY state can I insure two cars with two different insurance companies and have each policy at a different address?
I’m sure you can, but make sure the billing address is the same. If the cars are in the same zip code, it may not make any sense to split the policies since the rates would be the same and you may get a discount for a multi-car policy.
What is the difference inbetween Private Auto Insurance and Business Auto Insurance?
Private auto insurance is a policy to protect you and your family individually. A business auto policy will cover commercial vehicles and your employees using there vehicles while working if you choose. A business auto policy is more ala cart where you can add or subtract coverages as needed. For useful information look at https:/www.quotematcher.com/blog
Can one person have two car insurances with two different cars?
i am presently on my husbands mobility insurance as the main driver am i aloud to go on another insurance but when making a claim as long as only use one company
Can the name on the auto insurance be different from the registration?
Yes, it can. The registration is to demonstrate who wields the car. The auto insurance is to demonstrate that there is insurance on the vehicle. Many who have insurance have their name on it, but it covers all drivers who have valid driver’s licenses. For peace of mind, have the person who’s name is on the insurance check and verify that any qualified driver is covered. And as with all legal matters, consulting with a local attorney familiar with the laws specific to your state would be suitable.
What is the difference inbetween Business auto insurance vs individual auto insurance?
Business auto insurance coverages commercial vehicles or vehicles used for work. Individual auto insurance coverages a individual automobile that is not used for work related activities.
Can Two people in different states be on same auto insurance policy?
It is up to the policy holder. When I had to stay with my aunt for a long time we kept my insurance in my state of origin. It works too when you have a child in college and you are in another state. Contact insurance agent or insurance company to verify.
Can you have two different drivers with different insurance companies on the same car?
Depends on where you are, what company you’re going with, and the terms of your plan. Ask your insurance company this.
Is military auto insurance different from regular insurance?
yes,there is certain types of difference in regular insurance and military insurance, in a country like USA,they provide many insurance company which are made for only military insurance,because those military person do lot of lot things for country, military insurance company worked in Two ways 1. a insurance company which is made only for military insurance ,which is provide by their government of country ,by that person gets advantages,person gets reduction on insurance feesTwo. usual other insurance company which involve all kind of insurance like car insurance,low cost car insurance,no credit car loan insurance, and military car insurance
Can you have insurance from two different company?
Yes. You can have as many policies as you want from as many companies you want. There are no limitations about the number of policies a person can have.
What are the different car insurance companies in the UK?
There are actually a large multitude of companies in the UK that deal with car insurance. You could attempt companies such as churchill, direct line, compairthemarket etc.
How is safeco different from other auto insurances?
Safeco isn’t inherently different from other auto insurance companies. They suggest auto, home, and other kinds of insurance, as well as different levels of auto insurance, just like all of the more well-known companies. You can work with a individual agent, or purchase insurance yourself on their site.
Can a auto insurance company ask for proof of repair from hail. from Two years ago from a different insurance company?
As to auto insurance, the insurer will not suggest physical harm coverage on a vehicle that presently has harm. And they surely should not have to pay for a claim that was already paid for two years ago. Insurers may have access to a centralized claims registry, at least as to claims that resulted in significant harm and therefore, fine repair expense. A fresh insurer is not responsible for harm that occurred before its policy went into force. Therefore, it will want to know the condition of the property as of the effective date of its policy. This is usually done by having an inspection of the property done, usually at the insurer’s expense. Part of that inspection will likely involve questions about prior harm. It is significant to be truthful in the answers. The insurance company bases its decision to insure and the premium that it charges, based on its assessment of the risk. This includes these kinds of questions. If the answers are not truthful, the insured runs the risk of the insurer canceling the policy based upon “material misrepresentations”. A material misrepresentation is a misrepresentation that the insured relied upon to its detriment by issuing a policy that it would not have issued, or charging a premium lower than it would have charged had it known the truth.
How is auto liability insurance different from comprehensive insurance?
Liability insurance only covers someone else in the case that you are responsible for damages caused in a collision. Comprehensive coverage will cover a driver that you hit, as well as cover yourself for any damages inflicted during a collision.
Can you have different insurance on separate cars?
Sure, buy why? You get discounts for having numerous vehicles on a policy. You are still required to list all household members and drivers on both policies. The only advantage may be if you have a bad driver in your household with lots of tickets who you want to exclude from all other vehicles except for the one he/she drives. This is the only real time it may be beneficial. I always caution anyone signing an exclusion because if a driver is excluded no matter what the emergency or just moving a vehicle in the driveway, if the excluded driver is driving there is no coverage at all for the claim. I infrequently use the exclusion.
Can you insure a car in a different state that is registered in a different state?
No. The Insurance Policy must reflect the garaging address in the very State in which the vehicle is licensed for road use. However, once insured in one State, for example, Arkansas, the vehicle is covered to drive any where in the United States of America. There are certain companies that will permit drivers to be listed on policies with out of State Drivers License.
What factors into different car insurance rates?
The type of vehicle, driving history, and even credit score can influence car insurance rates. The best way is to compare many rates before determining to purchase a policy.
How many different auto insurance companies are there?
There are innumerable auto insurance companies. Those include Geiko, USAA, State Farm, Progressive, Safe Light Auto, the General and many others. Some are national and some are local.
Does van insurance differ from car insurance?
Like other vehicle insurance, van insurance can be cracked down into three general categories. These are Fully Comprehensive Insurance; Third Party, Fire, and Theft Insurance; and third party insurance.
Can you have a different auto insurance company than wifey and daughter?
This would not be advisable. When all vehicles are included each gets a multicar discount which is usually 20 percent or more. I cannot see any advantage to having separate policies since each policy requires all household members and any drivers to be listed on both policies.
Can you have auto insurance on 1 auto and a different company for a 2nd auto?
There is no bar that you have both autos insured in the same insurance company.You are at liberty to choose different co for your 2nd auto.
What is the difference inbetween American and European auto insurance?
The difference inbetween American and European auto insurance is that in America it is paid monthly, where in Europe they have payments usually every few months instead.
What are the names of three different Mexican Auto Insurance companies?
ACE Seguros, ABA Seguros, and Grupo Nacional Provincial (GNP), are three different, high quality Mexican Auto Insurance companies that have shown stability and good customer service.
What is the difference inbetween cars and autos?
“Auto” is simply a synonym for a car, as “auto” is brief for “automobile.” Other cultures or countries may refer to cars as “autos.” In German, the word for a car is actually “auto!”
Why would someone need to get two different types of car insurance?
Someone would get two different types of car insurance if their policies covered things the other didn’t. For example, If one policy covers physical harm but not bodily injury, the person may have a 2nd policy specifically for bodily injury. Sometimes it is also cheaper for people to have two different policies.
How many different types of insurances are there for cars?
There are seven basic types of car insurance. They are liability insurance, collision insurance, comprehensive insurance, uninsured motorist protection, individual injury insurance, no-fault insurance and gap insurance. A car insurance agent can help figure out what insurance is best based off one’s needs.
Can you insure a car from a different address?
The address is usually where the car is garaged or parked most of the time. If you give the address that you want to use, it should be fine unless your mailing address is physically different from it.
What is the difference inbetween specialty auto insurance and standard auto insurance?
Many insurance companies purchase a standardized policy form from vendors such as ISO (Insurance Services Office). Some companies vary their policy from the standardized form and make it a little different from the ISO policy form. The companies who use the standard form are referred to as Standard Auto Insurance and those who do not are referred to as Specialty Auto Insurance. In reality all of them are a little different and are made different by endorsements. The Specialty Auto Policies have a little less coverage in certain puny areas of coverage. The differences are generally puny.
What is the difference inbetween Commercial Auto Insurance and Business Auto Insurance?
There is indeed no difference. It’s just a difference in the terms used. Both are actually a commercial automobile insurance policy. One company may call it business and the other may call it commercial but it’s exactly the same thing.
What is the difference inbetween an occurrence and an accident on an auto insurance policy?
In some instances these can be interchangeable but in certain cases they are not. For example, an accident can be an occurrence but a tree falling on a parked vehicle while it is an occurrence, it is not an accident. I hope this helps you.